Luna White “Recovery Expert” Scam – Public Record & Warning

Part of a Multi‑Year Cross‑Border Fraud Pattern (2020–2025)

Submitted by:
Nicholas Ni Kok Chin
Perth, Western Australia
Victim of multi‑year international fraud (2020–2025)

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Overview

This entry documents the “Luna White” recovery scam, which targeted me after earlier investment and trading scams had already caused substantial losses. It is published as part of my public advocacy archive to warn others about so‑called “recovery experts” who approach victims after an initial scam and promise to get their money back – for a fee.

The Luna White episode is not an isolated event. It fits into a broader pattern of multi‑year, multi‑jurisdictional fraud that has affected me between 2020 and 2025, including: ProTrade100, Paragon Finance, the Ruiz Capital FX scam, and subsequent impersonation and intimidation attempts linked to Hong Kong.

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Who or What Was “Luna White”?

“Luna White” presented herself as a fund recovery specialist who claimed she could help me recover money lost to previous scams. The approach followed a familiar pattern:

• Unsolicited or opportunistic contact after earlier losses were known.
• Claims of insider knowledge about “how to get money back” from scammers or banks.
• Pressure to act quickly and not involve official channels first.
• Requests for payment or sensitive information as a “necessary step” in the recovery process.

At no point did “Luna White” provide verifiable credentials, a regulated licence, or any independent proof of legitimacy. The model was clear: extract more money from an already defrauded victim.

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How the Scam Pattern Worked